Home Loan
Owning a home is a dream for many, and we help turn it into reality. At Garuda Capitals, we provide Home Loans at affordable interest rates with flexible repayment terms. Whether you are buying a new home, constructing, or renovating, we have the right home loan solution for you.
At Garuda Capitals, we simplify the loan process for you:
- Property & Requirement Discussion
- Eligibility & Loan Amount Assessment
- Application Filing with Banks/NBFCs
- Legal & Technical Verification
- Loan Sanction & Disbursement
Why a Home Loan Matters
- Makes home ownership affordable
- Provides long repayment tenure (up to 30 years)
- Tax benefits on both principal & interest repayment
- Builds long-term financial security
Loan Eligibility Criteria
- Salaried employees, self-employed professionals, business owners
- Age: 21–65 years at loan maturity
- Minimum income as per bank’s policy
- Stable employment/business track record
- Credit Score: 700+ preferred
Key Eligibility Factors Considered by Lenders
- Applicant’s income & repayment capacity
- Credit history & CIBIL score
- Property type and valuation
- Existing financial obligations
Documents Required
- PAN, Aadhaar, Passport
- Latest salary slips / Income proof
- Bank statements (last 6–12 months)
- ITR & Financials (for self-employed)
- Sale agreement / Property documents
Benefits of Taking a Home Loan with Garuda Capitals
- Low interest rates and EMIs
- Tax savings under IT Act Sections 24 & 80C
- High loan amount based on eligibility
- Hassle-free process with expert guidance
Get our services & drive more customers.
Expert Team with Years of Experience
360° Financial Services Under One Roof
Hassle-Free Process & Dedicated Support
Transparent & Honest Advisory
Years of Experience
Partner Banks & NBFCs
Cities across India
Successful Disbursal
Whats our customers saying about us
What I like most about Garuda Capital is their transparency. Unlike others, they never push unnecessary products. They truly focus on what’s best for the client, and that builds trust.
For my small business, I needed both insurance coverage and investment guidance. Garuda Capital became a one-stop solution. They handled everything smoothly, saving me time and giving me peace of mind.
Garuda Capital helped me choose the right health and life insurance for my family. The team explained every detail in simple words and ensured I got maximum coverage at a reasonable premium. Their claim support is also excellent.
I started my SIP journey with Garuda Capital just a year ago, and already I can see steady growth in my investments. Their advisors reviewed my goals and picked the right funds. I feel more confident about my financial future now.
As a beginner, I was nervous about trading in the stock market. Garuda Capital guided me step by step with research-based advice. Their insights on F&O and commodities have been a game changer for my portfolio.
