OTS (One-Time Settlement) Solution
Garuda Capitals is India’s No.1 OTS Financing Company with a proven track record of helping borrowers regain financial stability. When a loan account becomes NPA, it can create serious problems—businesses may shut down, banks may seize mortgaged assets, or sell collaterals to recover dues. The most effective way to avoid such consequences is to repay the outstanding loan, and one of the best solutions is an OTS (One-Time Settlement) with the bank.
Personalized OTS Solutions by Garuda Capitals
- Flexible repayment tenures tailored to your financial situation
- Full or partial OTS funding depending on collateral value, cash flow, and business requirements
- Support to restructure your business to facilitate repayments through existing cash flow
- Industry’s lowest interest rates (ROI)
- Loan amounts up to INR 200 crores
- Fast transaction processing—typically within 25 days
- Optional moratorium period for temporary relief from repayments
- Flexible interest servicing options—monthly or quarterly
How Garuda Capitals Helps with OTS Funding
Once your OTS is approved by the bank, Garuda Capitals can step in to provide full or partial OTS financing. Leveraging our network of in-house and institutional investors registered under RBI/SEBI, we fund OTS amounts based on your repayment capacity and requirements. Our team of experts ensures you get the most efficient and hassle-free funding solution.
At Garuda Capitals, We simplify process for you:
- Financial Analysis – Assess borrower’s repayment capacity.
- Proposal Drafting – Preparing OTS offer for lender approval.
- Negotiation – Discussing waiver of interest, penalties & overdue.
- Final Settlement – Ensuring written confirmation and closure.
Key Benefits
- Pay significantly less than the total outstanding
- Avoid legal actions and property auctions
- Faster closure of financial stress
Why Choose Us
- Experienced negotiators for OTS cases
- Maintain borrower’s dignity while dealing with lenders
- Ensure legal closure with proper documents
Get our services & drive more customers.
Expert Team with Years of Experience
360° Financial Services Under One Roof
Hassle-Free Process & Dedicated Support
Transparent & Honest Advisory
Years of Experience
Partner Banks & NBFCs
Cities across India
Successful Disbursal
Whats our customers saying about us
What I like most about Garuda Capital is their transparency. Unlike others, they never push unnecessary products. They truly focus on what’s best for the client, and that builds trust.
For my small business, I needed both insurance coverage and investment guidance. Garuda Capital became a one-stop solution. They handled everything smoothly, saving me time and giving me peace of mind.
Garuda Capital helped me choose the right health and life insurance for my family. The team explained every detail in simple words and ensured I got maximum coverage at a reasonable premium. Their claim support is also excellent.
I started my SIP journey with Garuda Capital just a year ago, and already I can see steady growth in my investments. Their advisors reviewed my goals and picked the right funds. I feel more confident about my financial future now.
As a beginner, I was nervous about trading in the stock market. Garuda Capital guided me step by step with research-based advice. Their insights on F&O and commodities have been a game changer for my portfolio.
