Business Loan
Every successful business needs the right financial support at the right time. Whether you are expanding operations, purchasing equipment, managing working capital, or starting a new project – funding plays a crucial role. At Garuda Capitals, we provide customized Business Loan solutions designed to meet your business needs with flexible repayment terms, competitive interest rates, and quick approvals.
At Garuda Capitals, we simplify the loan process for you:
- Free Consultation – Understand your funding requirements
- Eligibility Check – Quick assessment of documents and credit score
- Loan Application – We prepare and submit your application to banks/NBFCs
- Approval & Sanction – Loan is approved and sanctioned with best terms
- Disbursement – Funds transferred directly to your business account
Why a Business Loan Matters
- Ensures smooth cash flow
- Helps in business expansion and growth
- Provides funds for inventory and equipment purchase
- Covers day-to-day operational expenses
- Reduces dependency on personal savings or high-cost borrowing
Loan Eligibility Criteria
To qualify for a business loan, borrowers must meet certain basic requirements.
- Applicant must be self-employed, proprietor, partnership firm, private limited company, or LLP
- Business vintage (minimum 2–3 years of operation)
- Minimum annual turnover as per lender’s policy
- Positive credit history / CIBIL score (650+ preferred)
- Age: 21 to 60 years (at the time of loan maturity)
Key Eligibility Factors Considered by Lenders
- Business Revenue & Profitability – Consistent income increases approval chances
- Credit Score – A good CIBIL score shows repayment capability
- Existing Debt Obligations – Fewer loans improve eligibility
- Nature of Business – Stability and industry risk are analyzed
- Collateral Security (if required) – In some cases, security/guarantees may be needed
Documents Required
Borrowers are expected to provide the following documents (varies as per bank/NBFC):
For Individuals & Proprietors:
- KYC documents (PAN, Aadhaar, Passport, Driving License)
- Business registration certificate / GST registration
- Bank statements (last 6–12 months)
- Income Tax Returns (last 2–3 years)
- Financial statements (Balance sheet, P&L)
For Companies/Partnerships:
- Certificate of Incorporation / Partnership deed
- MOA / AOA
- GST & Tax filings
- Directors/Partners KYC documents
- Business bank statements
Benefits of Taking a Business Loan with Garuda Capitals
- Multiple lender tie-ups (Banks, NBFCs, Private Funds)
- Customized loan solutions (secured & unsecured)
- Faster approval & disbursement process
- Low interest rates & flexible tenure
- End-to-end support from documentation to sanction
Get our services & drive more customers.
Expert Team with Years of Experience
360° Financial Services Under One Roof
Hassle-Free Process & Dedicated Support
Transparent & Honest Advisory
Years of Experience
Partner Banks & NBFCs
Cities across India
Successful Disbursal
Whats our customers saying about us
What I like most about Garuda Capital is their transparency. Unlike others, they never push unnecessary products. They truly focus on what’s best for the client, and that builds trust.
For my small business, I needed both insurance coverage and investment guidance. Garuda Capital became a one-stop solution. They handled everything smoothly, saving me time and giving me peace of mind.
Garuda Capital helped me choose the right health and life insurance for my family. The team explained every detail in simple words and ensured I got maximum coverage at a reasonable premium. Their claim support is also excellent.
I started my SIP journey with Garuda Capital just a year ago, and already I can see steady growth in my investments. Their advisors reviewed my goals and picked the right funds. I feel more confident about my financial future now.
As a beginner, I was nervous about trading in the stock market. Garuda Capital guided me step by step with research-based advice. Their insights on F&O and commodities have been a game changer for my portfolio.
