Loan Against Property
Your property can unlock massive financial potential. With a Loan Against Property (LAP), you can use your residential, commercial, or industrial property as collateral to secure a large loan. At Garuda Capitals, we specialize in providing LAP solutions with higher loan amounts, lower interest rates, and flexible repayment terms.
At Garuda Capitals, we simplify the loan process for you:
- Property Valuation & Eligibility Check
- Application Submission with Documents
- Legal & Technical Property Verification
- Loan Sanction Based on Value & Profile
- Funds Disbursed to Borrower
Why Loan Against Property Matters
- Ideal for large funding requirements
- Lower interest rates compared to unsecured loans
- Long repayment tenure (up to 15–20 years)
- Funds can be used for business, education, medical, or personal needs
Loan Eligibility Criteria
- Salaried, self-employed professionals, business owners
- Property ownership with clear title
- Age: 21–65 years at loan maturity
- Stable income and repayment capacity
- CIBIL score of 650+ preferred
Key Eligibility Factors
- Market value of property
- Applicant’s income & repayment ability
- Property type (residential/commercial/industrial)
- Existing financial liabilities
Documents Required
- PAN, Aadhaar, Passport
- Income proof (salary slips, ITR, financials)
- Property papers (ownership, registration, tax receipts)
- Bank statements (last 6–12 months)
- Existing loan documents (if any)
Benefits of Taking a Property Loan with Garuda Capitals
- Higher loan amounts (up to 70–80% of property value)
- Attractive interest rates & longer tenure
- Multipurpose use of funds
- Secured funding with easy repayment options
Get our services & drive more customers.
Expert Team with Years of Experience
360° Financial Services Under One Roof
Hassle-Free Process & Dedicated Support
Transparent & Honest Advisory
Years of Experience
Partner Banks & NBFCs
Cities across India
Successful Disbursal
Whats our customers saying about us
What I like most about Garuda Capital is their transparency. Unlike others, they never push unnecessary products. They truly focus on what’s best for the client, and that builds trust.
For my small business, I needed both insurance coverage and investment guidance. Garuda Capital became a one-stop solution. They handled everything smoothly, saving me time and giving me peace of mind.
Garuda Capital helped me choose the right health and life insurance for my family. The team explained every detail in simple words and ensured I got maximum coverage at a reasonable premium. Their claim support is also excellent.
I started my SIP journey with Garuda Capital just a year ago, and already I can see steady growth in my investments. Their advisors reviewed my goals and picked the right funds. I feel more confident about my financial future now.
As a beginner, I was nervous about trading in the stock market. Garuda Capital guided me step by step with research-based advice. Their insights on F&O and commodities have been a game changer for my portfolio.
